"An education loan is a type of loan given by lenders to meet the cost of education. This may be for school education or for college education i.e both for undergraduate and postgraduate studies. Loans can be availed for studies to be done both in India and abroad. Education loans are given by most of the  r your children Wholesale NFL Jerseys Shop , consider these 5 tips:

1. Education loan eligibility:
Education loans can be availed by the student. This loan is usually taken jointly by the child along with the parents. The most important precondition for education loans is that the student should be enrolled in the course of his choice, whether it is in an Indian college or a college abroad, or a school. The loan applicant should also be an Indian citizen. The amount of the education loan depends on the course fees and the income of the co-applicants.

2. Tax deduction:
It is possible to get a deduction on the interest paid on an education loan under Section 80E of the Income Tax Act. This deduction has no specified limit which means the actual amount paid as interest can be claimed as a deduction. This deduction can be claimed for eight years.

3. Education loan interest rate:
The rate of interest on the education loan depends on the lender and also on the loan amount. The education loan interest rate also changes depending on whether the loan is for education in India or education abroad. Some banks may give concessional rates of interest for women. There are different Central Government interest concession schemes that can help a student to reduce the rate of interest.

4. Education loan repayment:
Most education loans have a moratorium Wholesale NFL Jerseys Cheap , which means the repayments do not begin until a specified period after the course commences. This is to reduce the repayment burden on the borrower student. Once the moratorium period ends, the repayment of the loan begins through periodic EMIs.

5. Education loan procedure:
Applying for an education loan is very simple. One needs to collect the form for an education loan and fill it up and submit it to the bank with the relevant documents. Some of the documents required for an education loan are:

鈥?Proof of admission in educational institution
鈥?Estimate of costs. Some lenders may only cover tuition costs while others cover stay and other expenses as well
鈥?Identity proof documents (PAN, Aadhar Card Wholesale NFL Jerseys Free Shipping , Passport, Driving Licence, VoterID)
鈥?Address proof (Aadhar Card Wholesale NFL Jerseys From China , Passport, Driving Licence, Voter ID)
鈥?Income proof (Income tax returns Wholesale NFL Jerseys China , bank statements)

You can also read on how to get an educational loan on the different bank websites online.

Author Bio:- Neha Sharma is an aspiring student in the field of finance. She spends hier free time reviewing the latest apps introduced into the market. Check out her work as she lists some factors to consider before taking an education loan

Total Views: 11Word Count: 496See All articles From Author
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RIO DE JANEIRO, Dec. 9 (Xinhua) -- Brazilian giants Palmeiras have sacked coach Dorival Junior just a day after the club avoided relegation to the Serie B.

The Sao Paulo outfit also announced the departure of football manager Omar Feitosa and football director Jose Carlos Brunoro.

""There was a meeting involving the board on Monday night and it was decided that they would not continue in their respective roles,"" Palmeiras said in a statement.

Dorival Wholesale NFL Jerseys , who represented Palmeiras as a player from 1989 to 1992, took over from Argentine Ricardo Gareca in September.

He guided the club to six wins, five draws and nine losses.

Palmeiras avoided the drop when they drew 1-1 with Atletico Paranense in the final match of the season on Sunday and Santos beat Vitoria 1-0.

The eight-time Brazilian top-flight champions were relegated for only the second time in their history in 2012.

" Home based small business 聳 boon or a bane?

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